Interest rates specify the rate at which interest is paid on loans. There are seven main sets of data:
- Euro yield curves – Yields and coefficients calculated for different euro yield curves (par yield curves and instantaneous forward curves and spot rate yield curves) based on different selections of bonds
- Long-term interest rates – Government bond yields with a ten years' maturity and interest rates used for the Maastricht criterion on long-term interest rates
- Central bank interest rates – Different rates that central banks fix to conduct the monetary policy (reference rates)
- Short-term interest rates – Rates on money markets for different maturities (overnight, 1–12 months)
- Retail bank interest rates – Lending and deposit interest rates of commercial banks (non-harmonised and historical series), and harmonised MFI (Monetary Financial Institutions) interest rates (MIR).
- Convergence of interest rates–
- Two instruments:
- the standard deviation
- the variation coefficient
- Three indicators – loans to:
- Households for house purchases ·
- Non-financial corporations up to one year ·
- Non-financial corporations over one year
- Historical data –
- Central bank interest rates
- Short- and long-term rates
- ECU interest rates
